John is 30 years old. He will receive 2 payments of $1800 each. The first payment will be an unknown number of years in the future. The second payment will be 13 years after the first payment. An an annual effective rate of 7.8%, the present value of the two payments is $1834.96. Determine at what age John will receive the second payment. (2.a-b #04] At least 40, but less than 45 At least 45, but less than 50 O At least 25, but less than 30 O At least 35, but less than 40 At least 30, but less than 35