John is planning to take a loan for a major renovation project for his home. He can afford only $10\%$ of his annual gross salary for the payment of the loan. John makes $$80,000$ annually. The bank offered him a loan at $8\%$ annual interest rate for $5$ years to be paid monthly.

Calculate the amount of the loan he should ask for:

Group of answer choices

$$9282$

$($$$44,386\mathrm{.}59)$

$($$$36,988\mathrm{.}83)$

$$49,999$