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John & Jane have recently started a family in their early 30's.They still need to save a lot for retirement but are on a tight

John & Jane have recently started a family in their early 30's.They still need to save a lot for retirement but are on a tight budget due to new daycare expenses.They need life insurance to protect their family, which policy would make the most sense given their situation.

Annual Renewable Term Life

Second to Die Policy

Whole Life Insurance

Variable Whole Life

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