John Smith, the manager of Quality Foods, a grocery wholesaler, was examining the audited financial statements of Fine Foods, a grocery retailer and potential new customer. Fine Foods, which was owned jointly by a husband and wife, David and Joan Cutler, was applying to Quality Foods for trade credit. From his examination of Fine Foods' most recent audited annual financial statements (income statement, balance sheet, and statement of cash flows), could Smith expect to learn anything about: a. The state of Cutlers' marriage? b. Fine Foods' year-end cash balance? C. The general physical condition of Fine Foods' store? d. How highly the Cutlers are respected by their customers? e. If Fine Foods had any outstanding year-end bank loans