John sued Norma who caused the car accident. John received the following settlement: Physical damage to his arms and legs caused by the accident $$15,000$; Loss of income while his physical injuries were healing $ $6,000$; Punitive damages $$25,000.$ How much of the settlement will be included in John's gross income? $ $15,000$ $$46,000$ $$25,000$ $ $31,000$