Jonah is estimating his total out-of-pocket medical costs for an upcoming surgery. Use the chart to answer the question. Service Types Visits or Specialties | Cost for Patient Annual Deductible for Hospital Charges $1,500 Hospital Coinsurance 15% of total First 20 visits 5% Home Health Visit Coinsurance Over 20 visits 30% of each visit Physician Visit Co-payment $20 Specialist Visit Co-payment $45 Physical Therapy Co-payment First 10 visits $30 each Physical Therapy Coinsurance Over 10 visits 25% of each visit Emergency Room Co-payment $50 Ambulance Co-payment $500 Calculate Jonah's total out-of-pocket costs if the estimated hospital bill is $5,628.00, and after the surgery he will require 10 physical therapy visits ($60 each), 20 home health visits ($80 each), 2 physician visits, and 8 specialist visits. $3,567.90 O $3,435.40 $2,899.20 $3,018.60