Jonathan bought a house for $$450,000$ three years ago; at the time, he purchased a $$400,000$ homeowner's insurance policy. He kept the same policy since then, even though the replacement cost of the home is now $$675,000.$ If Jonathan suffers a $$85,000$ loss to the home, what percentage of the loss would be covered by this policy?

$81\mathrm{.}39\%$

$64\mathrm{.}91\%$

$86\mathrm{.}65\%$

$56\mathrm{.}17\%$

$74\mathrm{.}07\%$