Jos and Rosa are looking for a home. Their combined gross annual income is $72,000. The best mortgage rate offered by their bank is 3.02 percent 5 -year fixed rate compounded semi-annually with a 20 -year amortization. The annual property taxes are estimated at $1920, and the annual heating costs are $1680. Their personal debt consumption is $900 a month. The bank's guideline for TDSR is 40 percent. Based on this information, what is the maximum monthly mortgage payment they could afford? A. $1308.08 B. $2025.00 C. $1200.00 D. $1360.84