Jose wants to borrow $$11,000\mathrm{.}00$ from the bank and is choosing among two possible loans. The interest rate on both loans is $1\mathrm{.}3$ percent per month. Loan A would require him to make $60$ equal monthly payments, with the first payment made to the bank in $1$ month. Loan B would also require him to make equal monthly payments to the bank. However, $1)$ the monthly payment associated with loan B would be $$40\mathrm{.}00$ less than the monthly payment associated with loan A$,$ and $2)$ the first monthly payment for loan B would be made to the bank later today. How many monthly payments to the bank must be made with loan B$?$

$60\mathrm{.}00$ payments

$78\mathrm{.}05$ payments

$76\mathrm{.}34$ payments

$48\mathrm{.}08$ payments

the answer cannot be obtained with the given information