Joselyn is 45 years old and had some surprise medical expenses during the year. To pay for these expenses (which were claimed as itemized deductions on her tax return), she received an $8.000 distribution from her traditional IRA. Assuming her marginal ordinary income tax rate is 12%, what amount of taxes and/or penalty will she have to pay on this distribution? O $960 income tax and $0 penalty dis960 $960 income tax and $800 penalty $0 income tax and $800 penalty $0 income tax and $0 penalty 1 pts Joselyn is 45 years old and had some surprise medical expenses during the year. To pay for these expenses (which were claimed as itemized deductions on her tax return), she received an $8.000 distribution from her traditional IRA. Assuming her marginal ordinary income tax rate is 12%, what amount of taxes and/or penalty will she have to pay on this distribution? O $960 income tax and $0 penalty dis960 $960 income tax and $800 penalty $0 income tax and $800 penalty $0 income tax and $0 penalty 1 pts