Josephine wants to buy a new car but her credit is not good enough to buy the red sports car she wants. With whining and promises, Josephine convinces Gabby, her mother, who has sterling credit, to cosign the financing for the new car. Josephine, as can be expected, does not make the necessary payments. After three months of late payments, the finance company contacts Gabby and demands that Gabby bring the auto loan up to date. Is Gabby legally responsible for making those payments? Explain the relationship between who is the accommadation party and the accomodated party and whether the financing party needs to exhaust all efforts to collect from Josephine before it can proceed against Gabby. $($The answer to this is clearly in the chapter and you should include that content in your answer.$)$