Josh is taking out an amortized loan for $86,000 to open a small business and is deciding between the offers from two lenders. He wants to know which one would be the better deal over the life of the small business loan, and by how much. Answer each part. Do not round intermediate computations, and round your answers to the nearest cent. If necessary, refer to the list of financial formulas (a) His credit union has offered him a 8 year small business loan at an annual interest rate of 11.9% Find the monthly payment