Joyce Richardson owns her own business and is considering an investment. If she undertakes the investment, it will pay $4 560 at the end of each of the next 3 years. The opportunity requires an initial investment of $1 140 plus an additional investment at the end of the second year of $5 700. What is the NPV of this opportunity if the interest rate is 2.1% per year? Should Joyce take it? The NPV of this opportunity is SRound to the nearest cent)