Julia Baker died, leaving to her husband Newman an insurance policy contract that provides that the beneficiary (Newman) can choose any one of the following four options. Money is worth2.5% per quarter, compounded quarterly. Compute Present value if:

(d)$4,030every3months for3years and $1,490each quarter for the following25quarters, all payments payable at the end of each quarter.(Round factor values to 5 decimal places, e.g. 1.25124 and final answer to 0 decimal places, e.g. 458,581.)

What is present value?

my answer was that Present Value as 68791, but it was wrong.