Julia brings home $1970 per month after taxes. Rent is $469 per month, utilities are $136 per month, car payment is $327 per month. As a result, she has &398 left each month to put towards savings to reach her financial goals. She is considering trading in her car for. New one. Her new payment will be $394 and her insurance will increase by $74 per month. What is the opportunity cost is she purchases the new car?