Julia is paying off her student loan from $2017,$ when she completed her undergraduate degree.

Julia is working towards her Master of Education degree to start a new career as an Associate Professor. She took a few college courses this year at an accredited college.

Julia took an early distribution of $$3,000$ from her IRA in April. She used $$2,400$ of the IRA distribution to pay her educational expenses for the current year.

If Julia has a refund, she would like it deposited into her checking account.

The amount of Julia's lifetime learning credit is $$480.$

a$.$ True

b$.$ False