Julian Yates is buying stock in the Blue Waters Caribbean Cruise Company today. He had thought about buying the stock yesterday and if he had, he would have received this quarter's dividend. However, since he waited until today, he will not receive that dividend payment. Given this information, which one of the following dates applies to this stock today?

Multiple Choice

a.Stock split date

b.Payment date

c.Stock repurchase date

d.Record date

e.Ex-dividend date