Julie has a low credit rating, plus she was furloughed from her job $2$ months ago. She has a new job starting next week and expects a salary to start again in a couple of weeks. Since she is a little short on money to pay her rent, she decided to borrow $$150$ from a loan company, which will charge her only $$10$ interest if the $$160$ is paid no more than $1$ week after the loan is made. What are the a$.$ Nominal annual and b$.$ Effective annual interest rates that she will pay on this loan? please steps not excel sheet