Julie wants to open a bank account with $66. Julie estimates that she will write 19 checks per month and use her ATM card at the home bank. She will maintain a monthly balance of $200. Which bank should Julie choose?

(Click on the icon here in order to copy the contents of the data table below into a spreadsheet.) Hillsboro Bank First National South Trust Bank Sun Coast Bank Free $1.28 per use $1 $1 ATM charges: Home bank Free Free Free Other bank 3 free, then $1.28 per use $1.28 per use $1.03 per use Checking: Minimum deposit $100 $32 Minimum balance required N/A $500 to avoid fees* Monthly fees $8.09 $9.44 $14.83 Check-writing charges 11 free, then 6 free, then Unlimited $0.75 per check $0.75 per check * N/A means monthly fees apply irrespective of account balances. N/A $3.37 Each check $0.38 (Click on the icon here in order to copy the contents of the data table below into a spreadsheet.) Hillsboro Bank First National South Trust Bank Sun Coast Bank Free $1.28 per use $1 $1 ATM charges: Home bank Free Free Free Other bank 3 free, then $1.28 per use $1.28 per use $1.03 per use Checking: Minimum deposit $100 $32 Minimum balance required N/A $500 to avoid fees* Monthly fees $8.09 $9.44 $14.83 Check-writing charges 11 free, then 6 free, then Unlimited $0.75 per check $0.75 per check * N/A means monthly fees apply irrespective of account balances. N/A $3.37 Each check $0.38