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just 5 5 and Tara 4 9 are filing jointly for 2 0 2 2 different $ 4 0 , 0 0 0 and Tara

just 55 and Tara 49 are filing jointly for 2022 different $40,000 and Tara and 2500 Jeff may contribute up to 7,000 to his IRA

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