JUST DO ONE OF THE FOLLOWING PROBLEM 1. Seema has just learned that she won $1 million in her state lottery. She has the choice of receiving a lump-sum payment of $312,950 or $50,000 per year for the next 20 years. Seema can invest the lump sum at 8% or she can invest the annual payments at 6% per year. Which should she choose for the greatest return after 20 years? (Use TVM formula to solve the problem)