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Graduated payments result in the borrower paying A. the mortgage at \ the standard rate. B. more at the beginning of the mortgage. C. less at the end of the mortgage. D. less at the beginning of the mortgage. 6. The acid test ratio does not include A. supplies. B. inventory. C. accounts receivable. D. cash. 18. Wliat does an amortization schedule show? A. The increase in loan outstanding B. The increase to principal C. The portion of payment broken down to interest and principal D. The balance of interest outstanding