just state whether true/false

44. In personal finance, we do not have deadlines on our finances and that accounts for some common money mistakes we make True/false 45. The desired phase of the economy is the trough because it possesses the capacity for investment True/false 46. When families manage their financial resources well, they can survive every shock in the economy. True/false 47. Putting in place and ensuring that financial goals are achieved constitutes financial management. True/false 48. The most unfortunate financial problems we face in life are mostly caused by non-our financial behaviors. True/false 49. The interest we earn, the amount we have in our account or at hand and the period of time are all variables that could determine the Time Value of our money True/false 50. Time Value of Money records that monies received yesterday are not the same as those received today or tomorrow True/false