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Amount in fund on 1/1/20: $4,500,000 Amount in fund on 5/1/20 just before transaction: $4,600,000 Transaction: Withdrawal of $800,000 Amount in fund on 8/1/20 just before transaction: $4,000,000 Transaction: Deposit of $400,000 Amount in fund on 12/31/20: $4,600,000 Suppose the deposits, withdrawals, and interest on the fund are instead assumed to be spread uniformly throughout the year. Estimate the Rate of Return in this case. 7