Kalen O'Brien earned $725 this week. The deductions from her pay were as follows:

FIT$76.00FICA-OASDI44.95FICA-HI10.51State income tax36.25State disability insurance8.67Health insurance premium19.10Credit union contribution37.00United Fund contribution5.00

O'Brien's employer just received a garnishment order (credit card debt of $3,760) against her pay. Compute the following; round your answers to the nearest cent.

a. OBriens disposable earnings:$b. The amount of her pay subject to the garnishment:$