Kanwal Farid on her 23rd birthday decided to invest $4,500 (10% of her annual salary) in a mutual fund earning 7% per year. She will continue to make annual deposits equal to 10% of her annual salary until she retires at age 62 (40 years after she started her job). She expects her salary to increase by an average of 4% each year during this time. How much money will she have accumulated in her mutual fund when she retires