Kara is an ordained minister. Her church provides her a housing allowance, all of which she spends to rent her home and pay her utilitios. Kara can exclude the: Housing allowance from net eamings for income tax. Housing allowance from net eamings for self-employment tax. Portion of the allowance spent on utilities from net earnings for self-employment tax. Housing allowance from net earnings for all tax. Mark for follow up