Kareena visits two banks. Deutsche Bank is offering a 5 year savings account with an annual interest rate of 3.75%. This account will compound monthly. HDFC Bank is offering a 5 year CD with an annual interest rate of 3%. This account will also compound monthly. In addition, HDFC is offering a $300 bonus to all new customers. This bonus money will be deposited in Kareena's account on the first day of her account being opened. a) Assuming Kareena has $10,000 to invest, which bank should she choose? b. If her investment amount changed to $5000, how would this affect her decision?