Karen Swift is president of an accounting firm that has ten employees. the only employee benefit provided by the firm is a paid two week vacation for employees with one or more years of service. the firm's profits have substantially increased, and Karen would like to provide some additional benefits to the employees. Karne needs advice concerning the types of benefits to provide. Assume you are an employee benefits consultant. based on the following considerations, answer the following.

a. Karen would like to provide life insurance for the employees equal to two times their salaries. She wants to minimize the cost of this benefit. What type of life insurance do you recommend?

b. Karen would like to give th employees a chlice of benefits. Explain to Karen how this goal can be accomplished.