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Kelly and Tim Browne plan to refinance their mortgage to obtain a lower interest rate. They will reduce their mortgage payments by $133 a month.

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Kelly and Tim Browne plan to refinance their mortgage to obtain a lower interest rate. They will reduce their mortgage payments by $133 a month. Their closing costs for refinancing will be $1.910. How long will it take them to recover the cost of refinancing? (Round your answer to 1 decimal place.) Recovery time months

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