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Kelly Malone plans to have $49 withheld from her monthly paycheck and deposited in a savings account that earns 12% annually, compounded monthly. If Malone

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Kelly Malone plans to have $49 withheld from her monthly paycheck and deposited in a savings account that earns 12% annually, compounded monthly. If Malone continues with her plan for one year, how much will be accumulated in the account on the date of the last deposit? (PV of $1. FV of $1. PVA of $1, and FVA of $1) (Use appropriate factor(s) from the tables provided. Round your final answer to 2 decimal places. Round "Table Factor" to 4 decimal places.) Periodic Cash Flow Table Factor Total Accumulation Table Values are Based on: n Present Value of 1 p=1/(1+1) Rate Periods 1% 25 3% 5% 6% 7% 8% 9% 10% 12% 15% 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 35 40 0.9901 0.9803 0.9706 0.9610 0.9515 0.9420 0.9327 0.9235 0.9143 0.9053 0.8963 0.8874 0.8787 0.8700 0.8613 0.8528 0.8444 0.8360 0.8277 0.8195 0.7798 0.7419 0.7059 0.6717 0.9804 0.9612 0.9423 0.9238 0.9057 0.8880 0.8706 0.8535 0.8368 0.8203 0.8043 0.7885 0.7730 0.7579 0.7430 0.7284 0.7142 0.7002 0.6864 0.6730 0.6095 0.5521 0.5000 0.4529 0.9709 0.9426 0.9151 0.8885 0.8626 0.8375 0.8131 0.7894 0.7664 0.7441 0.7224 0.7014 0.6810 0.6611 0.6419 0.6232 0.6050 0.5874 0.5703 0.5537 0.4776 0.4120 0.3554 0.3066 0.9615 0.9246 0.8890 0.8548 0.8219 0.7903 0.7599 0.7307 0.7026 0.6756 0.6496 0.6246 0.6006 0.5775 0.5553 0.5339 0.5134 0.4936 0.4746 0.4564 0.3751 0.3083 0.2534 0.2083 0.9524 0.9070 0.8638 0.8227 0.7835 0.7462 0.7107 0.6768 0.6446 0.6139 0.5847 0.5568 0.5303 0.5051 0.4810 0.4581 0.4363 0.4155 0.3957 0.3769 0.2953 0.2314 0.1813 0.1420 0.9434 0.8900 0.8396 0.7921 0.7473 0.7050 0.6651 0.6274 0.5919 0.5584 0.5268 0.4970 0.4688 0.4423 0.4173 0.3936 0.3714 0.3503 0.3305 0.3118 0.2330 0.1741 0.1301 0.0972 0.9346 0.8734 0.8163 0.7629 0.7130 0.6663 0.6227 0.5820 0.5439 0.5083 0.4751 0.4440 0.4150 0.3878 0.3624 0.3387 0.3166 0.2959 0.2765 0.2584 0.1842 0.1314 0.0937 0.0668 0.9259 0.8573 0.7938 0.7350 0.6806 0.6302 0.5835 0.5403 0.5002 0.4632 0.4289 0.3971 0.3677 0.3405 0.3152 0.2919 0.2703 0.2502 0.2317 0.2145 0.1460 0.0994 0.0676 0.0460 0.9174 09091 0.8929 0.8696 0.8417 0.8264 0.7972 0.7561 0.7722 0.7513 0.7118 0.6575 0.7084 0.6830 0.6355 0.5718 0.6499 0.6209 0.5674 0.4972 0.5963 0.5645 0.5066 0.4323 0.5470 0.5132 0.4523 0.3759 0.5019 0.4665 0.4039 03269 0.4604 0.4241 0.3606 0.2843 0.4224 0.3855 0.3220 0.2472 0.3875 0.3505 0.2875 0.2149 0.3555 0.3186 0.2567 0.1869 0.3262 0.2897 0.2292 0.1625 0.2992 0.2633 0.2046 0.1413 0.2745 0.2394 0.1827 0.1229 0.2519 0.2176 0.1631 0.1069 0.2311 0.1978 0.1456 0.0929 0.2120 0.1799 0.1300 0.0808 0.1945 0.1635 0.1161 0.0703 0.1784 0.1486 0.1037 0.0611 0.1160 0.0923 0.0588 0.0304 0.0754 0.0573 0.0334 0.0151 0.0490 0.0356 0.0189 0.0075 0.0318 0.0221 0.0107 0.0037 ed to compute the procent value of new fement Formple: How much would you need to metade 10 de may be a 3.00 in from today?Using the face of 12 undi-50012 semana parada anda semua Value of 1 =(1+ip Rate Periods } 0 1.0000 1.0000 10000 1.0000 1.0100 1.0200 1.0300 10400 1020 1.0404 1.0600 1.081- 3 1.0303 10612 1.0927 1.1249 1.0406 1.0824 1.1255 1.169 1.0510 1.1041 1.1593 1.2167 6 1.06 15 1.1262 1.1941 1.2653 1 1.0721 1.1427 1.229 13159 1.0829 1.1717 12668 13686 9 1.0937 1.1951 13048 1.42 10 1.1046 1.21 1349 1,4802 11 1.1157 12434 1242 1.53% 12 1.1268 1.2682 1.4258 16010 13 1181 1.29% 1.4685 1,6651 14 1.1495 1.31% 15126 17317 15 1610 13459 1. SEED 1.9000 16 11TRE 1.3728 1,6047 18730 17 1.1843 14002 1.6528 19479 16 1.1%, 1.4282 1.7024 20262 9 08 1.4568 1.7535 2 1068 20 1.2202 1.4859 1.BE1 2 1911 - 12824 406 200 2658 13478 1,8114 227 3.2434 1.41% 19999 28139 3.1946] 40 1.4889 22090 3.2520 BO10 1.0000 10500 11025 1.1576 1.2155 12763 1301 1071 1.4775 1.5513 1.6289 17103 17959 SE 19799 2.0789 2.1829 2.29 20 24066 25270 26533 13864 43219 5.5160 7.04CO 10000 1.0600 1.1236 1.1910 12625 1,3382 1.415 15036 1.5918 16895 7908 83 20122 21329 226CM 2396 25404 26928 28543 30256 37071 1919 5.7435 EB61 10 2857 1.0000 10700 1949 12250 13108 1.4026 1.5007 16058 192 18225 19572 2 1049 27522 24096 25795 27590 29522 3158 33799 36165 38697 5.4274 76123 1066 11.9745 1.0000 1,0000 10000 10000 10000 10800 1.0900 1.1000 1.1200 1.1500 1.1664 1.181 12100 125 13225 12597 1980 13310 1.40 15209 13605 14116 1.41 15735 17490 1,4693 15396 1.6105 17622 2011 1.5869 16TT 17716 19722 23131 1718 1.8280 19497 22107 26600 1.8509 19926 21436 24760 30590 19990 2.1719 23579 27731 35179 21589 23674 25937 3.1058 10456 23316 25904 2531 34785 16524 25182 2.8127 21324 38960 S3503 2.7196 30658 34523 4.3635 6.1528 29372 3417 195 8871 70757 21722 36425 TTE 5.4736 827 34299 39703 1990 6.1304 93576 37000 1326 SSME 5.8E60 10. 7613 3960 5.5599 TESCO 123755 13157 5.1417 =1159 2628 14.2318 E610 5.044 6. T25 9.E463 16665 6.845 & G23 10 H36 170001 29190 10.0627 13267 17.44 9599 62118 14.7857 20.4740 28 1024 2.1996 1331-5 T245 14091 5 2592 93 0510 2678635 Used to come the future value of a known presentamount For sample: What is the accumulated value of $3,000 invested today compounded quarterly the condi2 20 quarterly periods and use in ects to Earn 10... Acct 211 appendix b exer P= =(-atom (1 + i)" TABLE B.3: Present Value of an Annuity of 1 Rate Periods 1% 3% 5% 6% 7% 8% 9% 10% 12% 15% 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 35 40 0.9901 0.9804 1.9704 1.9416 2.9410 28839 39020 3.8077 48534 4.7135 5.7955 5.6014 6.7282 6.4720 7.6517 7.3255 8.5660 8.1622 9.4713 8.9826 10.3676 9.7868 11.2551 10.5753 12.1337 11.3484 13.0037 12.1062 13.8651 12.8493 14.7179 13.5777 15.5623 14.2919 16.3983 14.9920 17.2260 15.6785 18.0456 16.3514 22.0232 19.5235 25.8077 22.3965 29.4086 24.9986 328347 27.3555 0.9709 1.9135 28286 3.7171 4.5797 5.4172 6.2303 7.0197 7.7861 8.5302 9.2526 9.9540 10.6350 11.2961 11.9379 12.5611 13.1661 13.7535 14.3238 14.8775 17.4131 19.6004 21.4872 23.1148 0.9615 1 8861 2.7751 3.6299 4.4518 5.2421 6.0021 6.7327 7.4353 8.1109 8.7605 9.3851 9.9856 10.5631 11.1184 11.6523 12.1657 12.6593 13.1339 13.5903 15.6221 17.2920 18.6646 19.7928 0.9524 1.8594 2.7232 3.5460 4.3295 5.0757 5.7864 6.4632 7.1078 7.7217 8.3064 8.8633 9.3936 9.8986 10.3797 10.8378 112741 11.6896 120853 12.4622 140939 15.3725 16.3742 17.1591 0.9434 1.8334 26730 3.4651 42124 49173 5.5824 6.2098 6.8017 7.3601 7.8869 8.3838 8.8527 9.2950 9.7122 10.1059 10.4773 10.8276 11.1581 11.4699 12.7834 13.7648 14.4982 15.0463 0.9346 1.8080 26243 3.3872 4.1002 4.7665 5.3893 5.9713 6.5152 70236 7.4987 79427 8.3577 8.7455 9.1079 9.4466 9.7632 10.0591 10.3356 10.5940 11.6536 124090 129477 13.3317 0.9259 1.7833 25771 3.3121 3.9927 4.6229 5.2064 5.7466 6.2469 6.7101 7.1390 7.5361 7.9038 8.2442 8.5595 8.8514 9.1216 9.3719 9.6036 9.8181 10.6748 11.2578 11.6546 11.9246 0.9174 0.9091 0.8929 0.8696 1.7591 1.7355 1.6901 1.6257 2.5313 2.4869 24018 2.2832 3.2397 3.1699 3.0373 28550 3.8897 3.7908 3.6048 3.3522 4.4859 4.3553 4.1114 3.7845 5.0330 4.8684 4.5638 4.1604 55348 5.3349 4.9676 4.4873 5.9952 5.7590 5.3282 4.7716 6.4177 6.1446 5.6502 50188 6.8052 6.4951 5.9377 5.2337 7.1607 6.8137 6.1944 5.4206 7.4869 7.1034 6.4235 5.5831 7.7862 7.3667 6.6282 5.7245 8.0607 7.6061 6.8109 5.8474 8.3126 78237 6.9740 5.9542 8.5436 8.0216 7.1196 6.0472 8.7556 8.2014 7.2497 6.1280 8.9501 8.3649 7.3658 6.1982 9.1285 8.5136 7.4694 6.2593 9.8226 9.0770 7.8431 6.4641 10.2737 9.4269 8.0552 6.5660 10.5668 9.6442 8. 1755 6.6166 10.7574 9.7791 8.2438 6.6418 Uued to calculate the presente la series of the end of each period. For intern f=[(1 + i) - 1ji mpany Expects To Earn 10... Acct 211 appendix b exe TABLE B.41 Future Value of an Annuity of 1 Rate Periods 1% 2% 3% 45 6% 7% 8% 9% 10% 12% 15% 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 25 30 35 40 1.0000 1.0000 1.0000 20100 2.0200 20300 3.0301 3.0604 3.0909 4.0604 4.1216 4.1836 5.1010 5.2040 5.3091 6.1520 6.3081 6.4684 7.2135 7.4343 7.6625 8.2857 8.5830 8.8923 9.3685 9.7546 10.1591 10.4622 10.9497 11.4639 11.5668 12.1687 12.8078 12.6825 13.4121 14.1920 13.8093 14.6803 15.6178 14.9474 15.9739 17.0863 16.0969 17.2934 18.5989 17.2579 18.6393 20.1569 18.4304 20.0121 21.7616 196147 21.4123 23.4144 20.8109 22.8406 25.1169 22.0190 24.2974 26.8704 28.2432 32.0303 36.4593 347849 405681 47.5754 41 6603 49.9945 60.4621 48 8864 60.4020 75.4013 1.000 1.0000 1.0000 20250 2.0500 20600 3.1216 3.1525 3.1836 4.2465 4.3101 43746 5.4163 5.5256 5.6371 6.6330 6.8019 6.9753 7.8983 8.1420 8.3938 9.2142 9.5491 9.8975 10.5828 11.0266 11.4913 12.0061 12.5779 13.1808 13.4864 14 2068 14.9716 15.0258 15 9171 16,8699 16.6268 17.7130 18.8821 18 2919 19.5986 21.0151 20.0236 21.5786 23.2760 21 8245 23.6575 25.6725 23.6975 25.8404 28.2129 25.6454 28.1324 30.9057 27.6712 30.5390 33.7600 29.7781 33.0660 36.7856 41.6459 47.7271 54.8645 56.0849 66.4388 79.0582 73.6522 90.3203 1114348 95.0255 120.7998 154.7620 1.0000 20700 3.2149 4.4399 5.7507 7.1533 8.6540 10.2598 11.9780 13.8164 15.7836 17.8885 20.1406 22.5505 25. 1290 27.8881 30.8402 33 9990 37.3790 40.9955 63.2490 94.4608 138 2369 199 6351 1.0000 1.0000 1.0000 1.0000 1.0000 2.0800 20900 2. 1000 2.1200 2.1500 3.2464 3.2781 3.3100 33744 3.4725 4.5061 4.5731 4.6410 4.7793 4.9934 5.8666 5.9847 6.1051 6.3528 6.7424 7.3359 7.5233 7.7156 8.1152 8.7537 8.9228 9.2004 9.4872 10.0890 11.0668 10.6366 11.0285 11.4359 12.2997 13.7268 12.4876 13.0210 13.5795 14.7757 16.7858 14.4866 15.1929 15.9374 175487 20.3037 16 6455 17.5603 18.5312 20.6546 24.3493 18.9771 201407 21.3843 24.1331 29.0017 21.4953 22.9534 24.5227 28.0291 34.3519 24.2149 26.0192 27.9750 32.3926 40.5047 27.1521 29.3609 31.7725 37.2797 47.5804 30.3243 33.0034 35.9497 42.7533 55.7175 33.7502 36.9737 40.5447 48 8837 65.0751 37.4502 41.3013 45.5992 55.7497 75.8364 41.4463 46.0185 51.1591 63.4397 88 2118 45.7620 51.1601 57.2750 72.0524 102.4436 73.1059 84.7009 98.3471 133 3339 212.7930 113.2832 136.3075 164.4940 2413327 434.7451 172.3168 215.7108 271.0244 431.6635 881.1702 259.0565 337.8824 442.5926 767.0914 1.779 0903 Used to calculate the future of a series of up made the end of each period. For emple: What is the future value of $4.000 per year for your suming an neste for the FV factori 73359. 54.000 per year for years to $29.343.654.000 x 733591

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