Ken Dawson wants to be sure that he has Liability coverage if, in his consulting business, his advice causes a client financial harm. What step(s) could Ken take to provide this protection? .... I. Confirm that his firm has either a Commercial General Liability policy or a BOP. .... II. Confirm that his firm has a Professional Liability policy. .... III. Purchase a Professional Liability policy in his own name. .... IV. Add a Business Pursuits endorsement to his homeowner's policy. Select one: a. I and II only b. II or III only c. III only d. I, II or III e. II, III or IV