Kevin has finally retired and is all set to begin enjoying life at a more relaxed pace following a long career in car sales. At age 60, he feels he still has plenty of time to work through his bucket-list. He has $780,000 in RRSP and $245,000 in a TFSA. Over the past 30 years, Kevin has maintained a close relationship with his financial advisor Dianne and has amassed an investment portfolio which is more than sufficient to support him through a multi-decade retirement. He has $150,000 outstanding balance in his condo mortgage, he has a commitment to give an orphanage $2500 monthly, he wants to travel the world before he retires to a senior home once he turns 80 years.