Kevin was involved in an auto accident in which he was at fault. His own car sustained $3,696 damages and the other vehicle cost $2,083 to repair. Kevin was not injured, but the driver of the other car required medical treatment costing $32,103. There was additional property damage in the amount of $413. Kevin's policy includes 25/50/25 liability, $250 deductible collision, and full coverage comprehensive. How much of the damages must the insurance company pay?

a.) $3,696.00

b.) $3,446.00

c.) $25,000.00

d.) $30,942.00