.Key findings of the RAND Health Insurance Experiment (HIE) include (choose all that apply):

Group of answer choices

A. Shoulderingmore of their own health care costs caused people to decrease risky behaviors.

B. Cost sharing reduced the use of nearly all health services.

C. Reduced use of services due to cost sharing occurred primarily once patients entered the health care system, not because cost sharing discouraged them from entering.

D. Cost sharing didnotsignificantlyaffectthe quality of care received by participants.

E. In general, the reduction in services induced by cost sharinghad no adverseeffecton participants' health.

F. Participants in cost-sharing plans worried more about their health.

G. Cost sharing reduced the use ofeffective and lesseffectivehealthcareservices.

E. The poorest and sickest of the participantsat the start of the experiment had better outcomesunder the free plan for several conditions measured.