Key information from the balance sheet of Transurban Bank is given below (all numbers are in millions of dollars). Due to increasing competition, the bank expects its deposits to decrease by \\( \\$ 24 \\) million. The average interest earned on the loans is 5 percent and the average cost of deposits is 3.5 percent. Borrowing more debt will cost the bank 4.5 percent in the short term. The bank intends to keep \\( \\$ 30 \\) million in cash to meet its liquidity needs and then compensate any shortfall to fund its loans by purchasing liquidity. What will be the cost of using this strategy to meet the expected decline in deposits? a. \\( \\$ 0.3600 \\) million b. \\( \\$ 0.2100 \\) million c. \\( \\$ 0.1700 \\) million d. \\$0.1400 million e. None of the other options is correct