Kim was seriously injured at her job. As a result of her injury, she received the following payments:

$$5,000$ reimbursement from employer$-$provided health insurance for medical expenses paid by Kim. The premiums this year paid by Kim's employer totaled $$6,000.$

$$15,000$ disability pay. Kim has disability insurance provided by her employer as a nontaxable fringe benefit. Kim's employer paid $$6,000$ in disability premiums this year on behalf of Kim.

$$10,000$ received for damages for personal physical injury.

$$200,000$ for punitive damages.

What amount is taxable to Kim?