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Question 13 You are bored on a Saturday night and looking at the yields on U.S. treasuries and see the following: 1 year = 2.67 3 year = 2.91 5 year = 2.96 20 year = 3.29 30 year = 3.38 What can you infer from this? O a. The curve is inverted, so I should increase deposits to reverse it. b. The curve is normal, so a pending recession is not likely. O c. The curve is normal, so I should borrow money now because credit is expected to get tight d. The curve is inverted, so I should borrow money now because credit is expected to get tight