Kindly assist on my RSK4802 Assignment 1.

QUESTION 1 One major problem that led to the financial crisis of 2007/2008 was that there was no articulation of risk appetite or identification of those responsible when risks were incurred. Discuss the risk appetite of banks and explain how four groups (debt holders, shareholders, regulators and governments) impact differently on the determination by the Board of Directors of a bank of the appropriate risk appetite. (20) QUESTION 2 Define the concept "Governance, Risk Management and Compliance" (GRC) and discuss the benefits of this approach to companies. (10) [30 Marks]