Kirk used the Quantitative Reasoning Process to create a budget while attending college. He worked hard over the summer and saved $2,968.45 to live on for the next two semesters of school. Kirk will receive a scholarship each semester for $997.55. If he plans to use all of his savings while he's in school, how much money can Kirk spend each month, on average, on things like groceries, entertainment, and sundries?

Assume that two semesters equals 8 months in total. Also assume that Kirk has no other expenses than the ones you have listed here.

Scholarship for each Semester: $997.55

Tuition and books cost per semester: $1,900

Housing cost per two-semester contract: $1,075

If he has money left over, what is the average monthly amount that Kirk can spend each month?

If he has overspent, what is the average monthly amount Kirk would be in debt each month?

(Indicate this amount with a negative sign)