1. Know the Texas Homestead Exemptions, Rural and Urban.
2. Know the Texas Personal Property Exemptions.What is covered and what is not covered.
3. Know the 3 major chapters of the Bankruptcy Code and the application of each.
4. What are the required disclosures under TILA?To what does the TILA apply?
5. What restrictions are placed on debt collectors by the Fair Debt Collection Practices Act?
6. What are the applications of the Fair Debt Collection Practices Act?
7. What are the required disclosures of the Consumer Leasing Act?
8. What are the main interests of a Secured Creditor?How do you become a Secured Creditor?
9. What are Liens?How are they created?Know the application of each of the different types of liens?
10. How do you execute a lien?How does Texas limit this in garnishment?
11. What is the CCPA?Purpose?Application?
12. What can a prospective Debtor be asked under Equal Credit Opportunity Act? How does this change in Texas due to community property law?
13. What is the Application of the EFTA?What are the required disclosures?What are the maximum liabilities under the EFTA?
14. What is a PMSI?Why is that important?
15. Know each of the Federal Consumer Credit laws?Application of each and penalties of each.