Koban$$ Corp. currently has an all$-$cash credit policy. It is considering making a change in the credit policy by going to terms of net $90$ days $($Assume there are $30$ days in each

month$).$ The required return will be calculated based on the effective annual rate of $8\%($quarterly compounded$).$ Calculate the present value of the incremental cash flow for

this credit policy change $($Do not use the $ sign. If your answer is $+$$$123,456\mathrm{.}78,$ enter $123456\mathrm{.}78.$ If your answer is $-$$$123,456\mathrm{.}78,$ then enter $-123456\mathrm{.}78).$