Kofi Mensah is considering paying GHS 400 into a fund on half-year basis for four years starting in one years time. The interest earned will be 2% per month. Once all these payments have been made, the investment will be transferred immediately to an account that will earn interest at 15% per annum until maturity. The fund matures in five years time after the last payment is made into it. Calculate the terminal value of the fund in 9 years time