K-Roo Ltd. has obtained the following FRA quotes from its bank for a USD4.9 million, 10-month loan in 3 months time: FRA rate: 5.57% Reference rate: LIBOR It observes the following rates in the market: Current 13-month LIBOR: 7.07% Current 3-month LIBOR: 6.57% Current 10-month LIBOR: 6.82% 13-month LIBOR in 3 months time: 9.7475% 3-month LIBOR in 3 months time: 5.8485% 10-month LIBOR in 3 months time: 6.9625%. What is the cash settlement for this FRA contract? a. 0.053742 million b. 0.016766 million c. 0.054338 million d. 0.07641 million e. 0.010748 million