Kyoko's Premiums 2016 $4,479 2017 4,704 2018 4,824 2019 5,049 Total S Some employers pay part or all of the health insurance premiums for employees who are enrolled in one of the company's sponsored plans. Assume that during the same time period that Frances paid for her premiums in full that she had, instead, worked for a firm that paid 75% of her premiums for the same coverage. Instead of paying premiums of $ over the years, Frances would have paid $ and saved S In this case, Frances's out-of-pocket expenses specific to her snowboarding accident would have been they actually were because less than -the more premium her employer pays, the more coverage there is more than the more premium her employer pays, the less coverage there is the same as her employer only contributes to premiums