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Lacey and Danny live in Montana on a remote ranch. They own a sport - utility vehicle ( SUV ) and a small sedan insured

Lacey and Danny live in Montana on a remote ranch. They own a sport

-

utility vehicle

(

SUV

)

and a small sedan insured with a personal auto policy. During the

5

months of winter, they find it better to drive their SUV and leave the sedan in the garage. What endorsement might their insurer recommend given the fact that they do not drive the sedan in the winter?

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