Lacy has a $45,000.00 student loan when she graduates on May 4, and the prime rate is set at 4.75%. She has decided at the end of the grace period to convert the interest to principal, and she sets her fixed monthly payment at $925.00. She opts for the variable rate on her student loan. Create the first four repayments of her repayment schedule. Calculate the total interest charged for both the grace period and the four payments combined. Assume February does not involve a leap year. (Round all monetary values to the nearest penny.) (Use a minus sign before the dollar sign to denote a negative monetary value. For example, "-$149.63".) (Give all "Number of Days" quantities as fractions, as shown in the textbook examples.) Date Balance before Transaction Annual Interest Rate Number of Days Interest Charged Accrued Interest Payment (+) or Advance (-) Principal Amount Balance after Transaction $45,000.00 May 4 Nov 30 (inclusive) 7.25% Dec 31 7.25% Jan 31 7.25% Feb 28 7.25% Mar 31 7.25%