Lance has $78,586 saved and is planning to use this to supplement his income. He plans to withdraw $5,385 at the end of each semiannual period until his savings runs out. How many years from today will he run out of money if he earns 6.49% interest per year on his savings and makes his first withdrawal one semiannual period from today?

Answer Format: INCLUDE ONLY NUMBERS AND DECIMALS IN YOUR ANSWER. Do not include "$" "," or any other formatting. Carry interim computations to at least 4 decimals. Enter numerical answers as a positive number rounded to 2 decimal places (###.##)