Larry is considering two bank loans. Bank A is offering a loan at 5.21% interest paid at the end of one year, annual compounding. Bank Bis offering a 5.15% interest loan, compounded quarterly, paid at the end of one year. Which bank loan should Larry select? O Bank A as the nominal rate of 5.21%is better than the nominal rate of 5.15 %for Bank B. O Bank B as the effective rate of 5.15% is better than the effective rate of 5.21% for Bank A Bank B as the effective rate of 5.25% is better than the effective rate of 5.21% for Bank A O Bank A as the effective rate of 5.21% is better than the effective rate of 5.25% for Bank B