Last month, Latasha was injured in an automobile accident. She spent 4 days in the hospital in a room that cost $600 per day, incurred $5,500 for other medical expenses, and $20,000 in surgical expenses. Given these claim costs, complete the following table and answer the related questions Policy Limit Total Claim Hospital charges $400 per day $ Surgery costs $ $ Other medical costs $ S Rehabilitation and therapy costs $ $ Deductible $ Co-insurance percentage % Total cost of claim Based on this data, the total cost to the insurance company is How much did Latasha save by having her medical insurance policy? S while the out-of-pocket cost to Latasha is Assume that the hospital changed its payment policy to make the patient responsible for the difference between the hospital's room rate and the insurance company's responsibility ($600 per day versus $400 per day). By how much would Latasha's out-of-pocket cost for her hospital room change due in hospital billing ? O Latasha's costs would increase by $800. O Latasha's costs would decrease by $800. O Latasha's costs would increase by $480.